By visiting and using www.financewit.org (hereinafter referred to as the “Website”), you agree to be bound by these Terms and Conditions, including our Disclaimer and Privacy Policy, which are incorporated herein by reference.
Finance Wit (“company”, “we”, “us”, or “our”) reserves the right to amend or modify these terms and conditions at any time without notice. By continuing to use the website after any amendments, you agree to be bound by such changes. It is your responsibility to periodically review these Terms and Conditions for updates.
By accessing this website, you acknowledge that you have read, understood, and agree to these Terms and Conditions. If you do not agree with these terms, you must not use or access FinanceWit.org.
1. Terminology
The following terminology applies to these Terms and Conditions, the Privacy Policy, and the Disclaimer Notice: “Client,” “You,” and “Your” refer to you, the person accessing this website and accepting the company’s terms and conditions. “The Company,” “Ourselves,” “We,” “Our,” and “Us” refer to our company. “Party,” “Parties,” or “Us” refers to both the Client and ourselves.
2. Intended Age
All information and content on this website are intended for individuals over the age of 18. Children, as defined in our Privacy Policy, are prohibited from using this website.
3. Privacy Policy
Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions. Please review our Privacy Policy for more information on how we collect, use, and protect your personal information.
4. Disclaimer
Your acceptance of our Disclaimer is also expressly incorporated into these Terms and Conditions. Please review our Disclaimer for more information on the limitations of liability and warranties.
5. Cookies
We use cookies on this website. By accessing Finance Wit, you agree to our use of cookies in accordance with Finance Wit’s Privacy Policy. Cookies are used to enhance your experience and improve the functionality of certain areas of the website. Some of our affiliate or advertising partners may also use cookies.
6. License
Unless otherwise stated, Finance Wit and/or its licensors own the intellectual property rights for all material on Finance Wit. All intellectual property rights are reserved. You may access this material for your own personal use, subject to restrictions set in these Terms and Conditions.
You must not:
- Republish material from Finance Wit
- Sell, rent, or sub-license material from Finance Wit
- Reproduce, duplicate, or copy material from Finance Wit
- Redistribute content from Finance Wit
7. Hyperlinking to Our Content
The following organizations may link to our website without prior written approval:
- Government agencies
- Search engines
- News organizations
- Online directory distributors
Other organizations may link to our home page, publications, or other website information under certain conditions, including that the link is not deceptive, does not falsely imply sponsorship or endorsement, and fits within the context of the linking party’s site. We reserve the right to approve or reject link requests at our discretion.
8. Frames
Without prior approval and written permission, you may not create frames around our web pages that alter in any way the visual presentation or appearance of our website.
9. Content Liability
We are not responsible for any content that appears on your website. You agree to protect and defend us against all claims arising from your website. No link(s) should appear on any website that may be interpreted as libelous, obscene, or criminal, or which infringes upon or advocates the infringement of any third-party rights.
10. Third-Party Links
The website may contain links to third-party websites or resources. We may serve as an affiliate for some of these third-party websites by offering or advertising their products or services on the website. However, we do not own or control these third-party websites. Once you click on a third-party link and leave this website, you are no longer bound by our Terms and Conditions. We are not responsible or liable for any content, accuracy, or information on third-party websites, nor for any transactions you engage in with such third parties.
11. Mandatory Arbitration and Governing Law
You expressly waive your right to bring any legal claims related to the website and our products/services. In the event of a dispute, you agree to resolve it through mandatory arbitration in Canada, and you shall bear the full cost of arbitration. The terms and conditions shall be governed by and construed in accordance with the laws of Canada. You agree to submit to the jurisdiction of the state and federal courts in Canada.
12. Limitation of Liability
Under no circumstances shall Finance Wit and/or its officers, employees, successors, shareholders, joint venture partners, or anyone else working with us be liable for any direct, indirect, incidental, consequential, special, or punitive damages resulting from your use of the website or reliance on any information provided. We do not warrant that the information provided will be free of errors or interruptions, and we are not responsible for any outcomes related to the use of third-party products or services mentioned on the website.
13. Indemnification
You agree to indemnify and hold Finance Wit and its officers, employees, successors, shareholders, joint venture partners, or anyone else working with us harmless from any claims, damages, liabilities, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the website, violation of these Terms and Conditions, or infringement of any intellectual property or other rights.
14. Severability
If any provision of these Terms and Conditions is deemed invalid or unenforceable by a court of competent jurisdiction, such provision shall be omitted, and the remaining provisions shall remain in full force and effect.
15. Contact Information
For any questions or concerns regarding these Terms and Conditions, please contact us at [email protected]
